:root{color-scheme:light;--ink:#071a33;--paper:#f3f0e8;--coral:#df5a42;--gold:#d6a12a;--line:#c8c4bb;--white:#fff}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Arial,sans-serif}
a{color:inherit}
.shell{width:min(1160px,calc(100% - 40px));margin-inline:auto}
.site-header{min-height:82px;border-bottom:1px solid var(--line);display:flex;align-items:center;gap:30px}
.logo{display:inline-flex;align-items:center;gap:9px;text-decoration:none;font-weight:900;letter-spacing:.04em}
.logo span{width:36px;height:36px;border:1px solid var(--ink);border-radius:50%;display:grid;place-items:center}
.site-header nav{margin-left:auto;display:flex;gap:22px;font-size:14px;font-weight:700}
.site-header nav a{text-decoration:none}
.button{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;background:var(--ink);color:#fff;padding:15px 20px;text-decoration:none;font-weight:800;cursor:pointer}
.button.coral{background:var(--coral)}
.breadcrumbs{padding-top:24px;color:#657183;font-size:13px}
.breadcrumbs a{text-decoration:none}
.hero{padding:70px 0 76px;border-bottom:1px solid var(--line);display:grid;grid-template-columns:minmax(0,1.2fr) minmax(300px,.8fr);gap:70px;align-items:center}
.kicker{text-transform:uppercase;letter-spacing:.2em;font-size:11px;font-weight:900;color:var(--coral)}
h1,h2{letter-spacing:-.045em;line-height:1;margin:20px 0 24px}
h1{font-size:clamp(42px,6vw,76px);overflow-wrap:anywhere}
h2{font-size:clamp(34px,5vw,58px)}
h3{font-size:22px;line-height:1.2;margin:0 0 14px}
em{color:var(--coral);font-family:Georgia,serif;font-weight:400}
.lead{max-width:720px;font-size:19px;line-height:1.55;color:#34445a}
.hero-actions{display:flex;align-items:center;gap:22px;margin-top:34px;flex-wrap:wrap}
.hero-card{background:var(--ink);color:#fff;padding:36px;border-top:7px solid var(--coral)}
.hero-card strong{display:block;font-size:24px;margin-bottom:18px}
.hero-card ul{padding-left:20px;margin:0}
.hero-card li+li{margin-top:10px}
.section{padding:78px 0;border-bottom:1px solid var(--line)}
.section-head{display:grid;grid-template-columns:1fr .8fr;gap:50px;align-items:end;margin-bottom:38px}
.section-head p{color:#526075;margin:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.card{background:#fff;border:1px solid #dad7cf;padding:28px;min-height:210px}
.card .num{display:block;color:var(--coral);font-size:12px;font-weight:900;letter-spacing:.15em;margin-bottom:30px}
.card p{color:#526075;margin:0}
.steps{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line)}
.step{padding:28px;border-right:1px solid var(--line)}
.step:last-child{border-right:0}
.step b{display:block;color:var(--coral);margin-bottom:24px}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:30px}
.panel{background:#fff;padding:34px;border-left:5px solid var(--gold)}
.panel ul{padding-left:20px;margin-bottom:0}
.related{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.related a{background:#fff;border:1px solid var(--line);padding:18px 20px;text-decoration:none;font-weight:800}
.faq details{border-top:1px solid var(--line);padding:20px 0}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{font-weight:800;cursor:pointer}
.faq p{max-width:820px;color:#526075}
.cta{background:var(--ink);color:#fff;padding:72px 0}
.cta-grid{display:grid;grid-template-columns:1fr auto;gap:40px;align-items:center}
.cta h2{margin-top:0}.cta p{color:#c9d0da;max-width:700px}
.site-footer{padding:40px 0 55px;display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:35px;font-size:14px}
.site-footer div{display:flex;flex-direction:column;gap:10px}.site-footer a{text-decoration:none}
.modal-backdrop{position:fixed;inset:0;z-index:1000;background:#071a33e8;display:none;place-items:center;padding:18px}
.modal-backdrop.open{display:grid}
.modal{position:relative;width:min(620px,100%);max-height:calc(100vh - 36px);overflow:auto;background:var(--paper);padding:38px;color:var(--ink)}
.modal h2{font-size:40px;margin-top:10px}.modal-close{position:absolute;right:16px;top:12px;border:0;background:none;font-size:32px;cursor:pointer}
.modal form{display:grid;gap:14px}.modal label{display:grid;gap:6px;font-weight:700}.modal input,.modal textarea{width:100%;border:1px solid var(--line);background:#fff;padding:13px;font:inherit}.modal small{color:#657183}
@media(max-width:850px){.site-header nav{display:none}.hero,.section-head,.two-col,.cta-grid{grid-template-columns:1fr}.grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.step:nth-child(2){border-right:0}.step:nth-child(-n+2){border-bottom:1px solid var(--line)}.site-footer{grid-template-columns:1fr 1fr}.hero{gap:35px;padding:50px 0}}
@media(max-width:560px){.shell{width:calc(100% - 28px)}.site-header .button{display:none}.hero{padding:42px 0}.grid,.steps,.related,.site-footer{grid-template-columns:1fr}.step{border-right:0;border-bottom:1px solid var(--line)}.step:last-child{border-bottom:0}.section{padding:58px 0}.modal{padding:30px 20px}.modal h2{font-size:34px}}